Manager, Credit Origination – Stanbic Bank Botswana

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

The role involves providing specialist credit assessment at the customer interface, assessing business risk and deal viability to recommend suitable facilities aligned with returns and risk parameters. It includes originating and evaluating credit applications by identifying and analyzing risks affecting financial viability and industry context within an appropriate Delegated Authority and credit policies. Additionally, the role manages risk for existing clients through proactive portfolio reviews, ensuring timely and thorough evaluation of facilities and monitoring changes in key business or industry factors.

Type of Qualification: First Degree
Field of Study: Business Commerce

Experience Required
Credit Risk 
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.

Behavioural Competencies:

• Adopting Practical Approaches
• Articulating Information
• Developing Expertise
• Documenting Facts
• Examining Information
• Exploring Possibilities
• Interpreting Data
• Making Decisions
• Providing Insights
• Taking Action
• Team Working
• Upholding Standards

Technical Competencies:

• Coaching and Mentoring
• Compliance
• Product and Services Knowledge
• Risk Management